Repair Ministry

Habitat is able to help low-income homeowners who are affected by age, disability or family circumstances and struggle to maintain the integrity of their homes. Through this ministry, people are able to reclaim their homes with pride and dignity and the elderly are able to age in place. The program eliminates substandard housing through home improvement projects. This is a partial repayment program with 0% interest.

What We Do

We will do exterior work like build ramps, repair roofs, porches, and steps, replace vinyl siding and windows, clean up yards. We do not do plumbing, electrical or HVAC.

Eligibility Requirements

Homeowner Must Demonstrate Need

  • Homeowners must demonstrate that the scope of the repair will create a safe and decent home.
  • You must be the legal owner of the property and have lived in the home for at least a year.
  • The home must be in Moore or Richmond County.
  • The overall condition of the home must be sound enough to justify the repair cost.
  • Single family detached homes are eligible.
  • Mobile homes are only eligible for ramps.

Have the Ability to Pay for Repairs

  • Homeowners must be able to document both their financial need for help with the repairs as well as the ability to afford the repayment plan.
  • Income must fall below 60% of area median income (see chart).
  • Bankruptcies must have been discharged for more than two years.
  • All property taxes must be paid and up-to-date.
  • All homeowner’s insurance premiums must be current.
  • Property must not be in danger of foreclosure.
income chart 2016

Willingness to partner

  • Families must demonstrate a willingness to participate in the preparation for and actual work of the repairs (as they are able).
  • Be honest with Habitat for Humanity of the NC Sandhills about your circumstances.