Frequently Asked Questions

General

Money is raised through various grants we may apply for; our annual Gala fundraiser each year; individual contributions; church donations; special events; and revenue generated from our ReStores as well as mortgage payments from our homeowners.
Our affiliate is part of Habitat for Humanity’s Tithe program. We tithe to Zambia and Haiti. That means, for every new home we build in the Sandhills, we commit to building a home internationally in these countries. To date, we have built 203 homes abroad.

Monthly newsletters/e-newsletters: Regular updates on events/stories/projects sent out at the beginning of the month and are handed out at meetings and online to about 4,000 subscribers.

Annual Report: This document includes the financial snapshot of the completed fiscal year and future plans for the next year.

Social Media: Facebook is used daily to promote or share stories about Habitat’s daily activities.

The Spring Gala is the main fundraising event that raises a significant amount of money for the affiliate. On average, 200+ people attend. Dinner, live and silent auctions have been part of the evening, but it is an evolving event, and your suggestions are invited. A tremendous amount of work goes into planning this event. Staff and Board members are encouraged to attend.
No, Habitat for Humanity of the NC Sandhills is a 501 (3)(c) non-profit organization. However, we work closely with the local government to make affordable home ownership possible in our community. We partner with The North Carolina Housing Finance Agency to receive grants for building energy efficient homes and 0% loans when needed for continued construction. We receive the bulk of our funding through private donations, corporate sponsorships, and faith partnerships.
The quality is basically the same as in any new home, but we do not provide extras. Each home is energy star certified and has up to 1,350 square feet of floor space.
Low-cost housing studies in the United States and Canada show affordable housing has no adverse effect on other neighborhood property values. In fact, Habitat houses have increased property values and local government tax income.
No, Habitat does not make money on the homes we help build. Instead, monthly mortgage payments are used to help us build more Habitat homes for hardworking families.
While some do receive public assistance, most homeowners work at low-wage jobs. Our local homeowners include employees of local restaurants, hospitals and veterans. Habitat for Humanity works in good faith with people who often are at risk in society, knowing that owning a home is not the answer to every problem, but can be an important step—often the first step—toward helping people break out of the cycle of poverty.

Homeownership

In addition to the no interest principal, a homeowner must pay escrow for homeowners insurance and taxes each month. The mortgage payment generally ranges from $400-$430 per month.
The applicant must have lived or worked in MC or RC at least one year. They must also have lived independently for at least 18 months. Families earn between 30%-60% of the county median income for their family size. Our Board of Directors has adopted three criteria to qualify for a home: need for better housing, ability to pay for a home, and willingness to partner. Need is measured in many ways; i.e. insufficient or unsafe water or sewer, needed repair, too many people living in the home or high rent. Ability to pay requires a steady income and reasonable credit. Willingness to partner includes how well an applicant responds to getting required paper work completed and their willingness to do sweat equity.
Sweat equity is the term used for the hours a prospective person who will live in a Habitat home must give. Each adult is responsible for 300 hours of sweat equity, half of which they must do themselves. Friends and family may assist with the other half. Teens between 14-18 years of age who will live in the house must perform 60 hours of sweat equity. Children 18 and above who will live in the house must do 300 hours.
The Family Selection Committee meets once a month on the first Monday evening to review applications. When it appears that an applicant might qualify, two members of that committee visit the applicant at the applicant’s home to verify information on the application and ask or answer additional questions. That team presents its report back to the committee. If the committee determines that the family qualifies, they approve them and report the approval to the Board of Directors.
Typically, it takes about 1-2 years after the applicant has been accepted as a potential homeowner. In addition, each adult must complete a minimum of 15 hours of homeownership education classes that help prepare them for new responsibilities that come with owning a home.
Habitat for Humanity of the NC Sandhills works with our families to avoid delinquencies on a case by case basis. Through debt counseling, open communication, and budget preparation we do our best to work out their financial problems and keep our homeowners in their Habitat homes. If a homeowner fails to pay their mortgage we must follow the standard policies of the legal system. Because of the care taken in the selection process and the partnership developed with applicants, we have little problem with defaults on mortgages.
Habitat for Humanity is an ecumenical Christian ministry. However, homeowners are chosen without regard to race, creed or nationality-following the requirements of the law as well as Habitat’s belief that God’s love extends to all. Habitat also welcomes volunteers from all faiths or no faith who actively embrace the goal of eliminating poverty housing from the world.

Habitat’s Non-Proselytizing Policy- Habitat for Humanity International and its affiliated organizations will not proselytize. Nor will HFH work with entities or individuals who insist on proselytizing as part of their work with HFH. This means that HFH will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.

Have Questions about Volunteering?



CLICK HERE TO LEARN MORE

Building Houses

There is a one year warranty for our homes. Specific warranties for HVAC, roof, etc. are in place and communicated to the homeowners at closing.
That varies with each individual home depending on the homeowner’s hours, the group, church or individual volunteers building the home, weather and inspections, etc. On average, it takes about 8 months to complete a home.
Yes, we do build our homes year round. In the winter or on rainy days, we may use our Habitat Warehouse on Glasgow Street to pre-build components, storage sheds, etc. Refer to #27 for weather inquiries.